Tag Archives: Stocks and Shares

US Equity Returns Following Past Downturns

US Equity Returns Following Past Downturns

Sudden market downturns can be unsettling. Sticking with your plan helps put you in the best position to capture a recovery. A broad market index tracking data since 1926 in the US shows that stocks have generally delivered strong returns over one-year, three-year, and five-year periods following steep declines. Fama/French Total US Market Research Index […]

How long is long term?

The Budget and You

For many investors – particularly those in retirement – the question ‘how long is long-term?’ could also be translated as ‘I’m getting on a bit, so should I still be investing in the stock market?’. When it comes to systematic investing – that is to say, capturing specific market risks in a disciplined and rules […]

Budget: A Deal for Savers

The Chancellor’s 2014 Budget was designed to assist “the doers, the makers and the savers”, and it contained major and unexpected improvements to both pensions and savings. Who needs annuities? George Osborne’s statement that as a result of his changes, “no one will have to buy an annuity” triggered major falls in the shares of […]

NS&I Budget announcement

In the Budget announcement yesterday (Wednesday 19 March), the Chancellor outlined plans for National Savings & Investments (NS&I) to help support savers. Firstly, NS&I will launch a special issue of a market-leading savings bond for people aged 65 and over which will go on sale during the final quarter of the financial year (January 2015), […]

Retirement – brave new world?

Radical changes proposed in yesterday’s Budget could herald the biggest shake-up to UK pensions ever. And it could happen as soon as 2015. hese welcome proposals would give pension savers more freedom, choice and flexibility than ever before over how they access their pension savings. If the changes go ahead, anyone of pension age would […]