Tag Archives: Offset Mortgages

New Tax Savings – Pensions

Extensive changes to the pensions tax regime took place from 6 April 2011.  Here we recap some of the main features of the new regime and, importantly, what actions you should be taking in relation to your own pension provision. Key features of the new regime The annual allowance of pension contributions you can make […]

Offset Mortgages 40%/50% Taxpayers

Offset mortgages are very tax efficient.  However, if interest rates rise offset mortgages will lose some of their appeal. Borrowers should therefore take advantage of low rates of interest while they can. There is little doubt that an offset mortgage can be a very effective way of repaying a house purchase loan for a higher/additional […]

Offset Mortgages Under Threat

How changes in regulations may affect the attractions of offset mortgages for people who invest more than the sterling equivalent of 100,000 Euros in a linked deposit account. For the higher rate taxpayer the offset mortgage can be a very attractive way to repay a mortgage. The concept of an offset mortgage is that rather […]