Tag Archives: Diversification

If it ain’t broke, don’t fix it…

For the individual investor, the best approach remains diversifying across many countries and asset classes, remaining focused on your own goals and, most of all, listening to your chosen adviser, who understands your situation best.

There is always a temptation to fiddle around with a portfolio’s structure to try to position it ready for potential short-term global events, such as Brexit. Investors would do well to remind themselves that the core tenets of good investing hold true through all market conditions. It is also worth remembering that the efficacy of […]

The Pain and Pleasure of Diversification

Smarter Investing

Could’ve, would’ve, should’ve! It is human nature to look at an investment that has done particularly well and wish you had been invested in it. We all risk being dragged into ‘if only’ mind games: ‘If only I had put a £10,000 into Amazon in 2003, I’d be retired by now’ ¹. ‘If only I […]

Investment Market Review

Managing Your Financial Settlement

After logging strong returns in 2017, global equity markets delivered negative returns in British pound terms in 2018. The fourth quarter equity market decline has many investors wondering how equities may perform in the near term. Equity market declines of 10% have occurred numerous times in the past. The S&P 500 returned –11.5% in the […]

The Benefits of Diversification

For the individual investor, the best approach remains diversifying across many countries and asset classes, remaining focused on your own goals and, most of all, listening to your chosen adviser, who understands your situation best.

It is generally accepted that diversification is a good thing for investors. One reason is that holding many different assets reduces the volatility (or variability of returns) of your portfolio; when one asset performs badly another may perform better. Another reason is that it can increase the probability that a portfolio will outperform the market.

So it is ‘leave’…

People love to make predictions, especially in January and early February, when everyone is looking forward to the year ahead.

The UK has woken up this morning to a vote to leave the EU, the Prime Minister is set to leave office in October and the markets are suffering a bout of jitters. We all knew that these were possibilities. To some this is a good day, to others it is not. But we are […]