Tag Archives: Asset Classes

New Retirementality

The Chancellor’s 2014 Budget heralded a revolution in providing for retirement. Here is a summary of what pension savers need to know. Reasons for the 2014 Budget changes The objective of the Budget changes is to remove the need for pension savers to apply their pension pots to purchasing annuities and to enable them instead […]

Smarter Investing: ‘If …’

If you can keep your head when all around you are losing theirs… It has been quite a year for stock markets. In the past 12 months shares have soared to record highs; higher than the tech boom in 2001, and higher than the credit bubble of 2008. But let’s not get carried away. Being […]

Learning Hard Lessons

There are two ways of learning. You can be taught how to do something correctly or you can be shown the consequences of doing it wrong. In the world of investment, it’s a lot cheaper to learn from others’ mistakes. A recent edition of a television current affairs programme detailed how elderly Britons, many of […]

Smarter Investing – part 1

What is institutional passive investing? Passive investing – often referred to as evidence-based investing, or indexing – seeks to replicate the performance of the market by investing to a pre-determined strategy which focuses on: keeping costs low by avoiding unnecessary trading diversifying across a wide set of asset classes holding all of the market and […]

Investing – Top Ten Greatest Hits

For more than a decade, I have had the privilege of hearing many colleagues discuss the fundamentals of investing in simple and effective ways. Everyone puts their own words and music to this set of ideas, but the following are what I consider the top ten greatest hits, with a few of my own verses […]