Tag Archives: Alternative to Pensions

New Retirementality

The Chancellor’s 2014 Budget heralded a revolution in providing for retirement. Here is a summary of what pension savers need to know. Reasons for the 2014 Budget changes The objective of the Budget changes is to remove the need for pension savers to apply their pension pots to purchasing annuities and to enable them instead […]

Budget: A Deal for Savers

The Chancellor’s 2014 Budget was designed to assist “the doers, the makers and the savers”, and it contained major and unexpected improvements to both pensions and savings. Who needs annuities? George Osborne’s statement that as a result of his changes, “no one will have to buy an annuity” triggered major falls in the shares of […]

I don’t need a pension, I’ve got property

The British have been obsessed with property for several decades. Is buy-to-let property really a substitute for a well-invested pension pot? Is it a sensible choice in the face of low yields from deposits? When one takes a closer look at the financial and emotional burdens of managing buy-to-let property, the case for property may […]