Woodford’s Woes – A case study on the challenges of active management

Managing Your Financial Settlement

You have probably read quite a lot lately about Neil Woodford’s ‘Dark and terrible moment’, as it has been described in the press.  Due to demand we have written a short note to explain what has gone wrong, who’s to blame and to highlight the important lessons that we can take from it. A case study […]

Investment Insight : Woodford’s Woes

Smarter Investing

Tips on Smarter Investing Neil Woodford – one of the UK’s best known fund managers – has recently had to suspend trading in the Woodford Equity Income Fund. What are the causes and lessons of his ‘dark and terrible moment’ as it has been described? Some investors are claiming not to know how the fund was […]

The Pain and Pleasure of Diversification

Smarter Investing

Could’ve, would’ve, should’ve! It is human nature to look at an investment that has done particularly well and wish you had been invested in it. We all risk being dragged into ‘if only’ mind games: ‘If only I had put a £10,000 into Amazon in 2003, I’d be retired by now’ ¹. ‘If only I […]

Getting to the Point of a Point

The news often reports that the stock market has risen or fallen by a certain number of “points.” These types of headlines may make little sense to some investors, given that a point for an index and what it means to an individual’s portfolio may be unclear. The potential for misunderstanding also exists among even […]

A ‘set-and-forget’ investment approach? Forget it!

No financial portfolio is an island.

Systematic, evidence-based investing often results in very little activity in a portfolio. It is wrong to think that this is the result of a ‘set-and-forget’ strategy. Wealthflow’s Investment Committee would be aggrieved at such a suggestion! Considerable effort goes on behind the scenes to allow this state of calm consistency to exist. The fortitude and […]