Category Archives: Investments

Advice and posts on Investments

The Informed Investor

Recently we have had a number of people with bad investment experiences contact us for advice.  So what do we tell people who want to become informed investors, who can have a successful investment experience? We begin by saying, that most people still don’t understand the difference between speculation and investing. When you’ve got this […]

What’s the best way to purchase commercial premises?

Company Purchase? Advantages If the company buys the property, it does not disrupt or distort the pension investment structure in any way. If the company owns the property, there will be no rent to pay, only interest on any debt. The interest will be tax relievable (as would be rent). By contrast, a pension scheme […]

Wealth Check: ‘I want to retire at 40. Am I deluded?’

Case Study Taken from The Independent, Saturday 10 January 2009 Nick Eddy, 27, is originally from Victoria, Australia and has been living in London for less than a year. He is a civil engineer and has been working in construction management for the 2012 Olympic Games for the past four years. Nick doesn’t have an […]

If stock picking didn’t work in 2008, when will it work?

It seems plausible that last year’s financial meltdown was so extensive and so well-advertised that investment experts (in particular, stockbrokers and discretionary managers) would have found it relatively easy to outperform the broad market by selecting the right stocks or sectors. But a review of several widely read sources of advice suggests that, in at […]

Q&A: Timing & Volatility

Question Wealthflow, I’m not a client but I have a question.  Stock market volatility is currently quite high. Does it make sense for investors to get out of the market until volatility settles down? Answer If the current high volatility makes you permanently averse to stock market volatility, and the inevitable variation in market volatility, […]