Category Archives: Investments

Advice and posts on Investments

Depositor Protection

The special additional cover given to Northern Rock depositors is being withdrawn. When Northern Rock became Northern Wreck in September 2007, the Treasury issued a statement saying that it would guarantee all the bank’s deposit accounts in being at midnight on19 September 2007. The guarantee covered future interest payments, movements of funds between accounts and […]

Smarter Investing

As the Treasury looks to take a bigger slice of income, there has been a useful reminder of the importance of income to investment returns. The Barclays Capital Equity Gilt Study is not just a book of numbers. It contains a variety of articles, some of which draw on the data. The latest Study contains […]

The Whole Investment Story

Synopsis: A ten year loss across the ‘noughties’ for UK shares is not the true story. We commented in our recent bulletin that 2009´s 22.1% rise in the FTSE 100 index was not the whole story for the past 12 months. The same “don´t-believe-the-Footsie approach” is worth taking for the ´noughties´ decade. FTSE Index 1999-2009 […]

Best of Times, Worst of Times

Last year proved to be unusually rewarding for equity investors around the world, with returns in excess of 25% in 41 out of 45 countries tracked by MSCI. Emerging markets did especially well; total return for the MSCI Emerging Markets Index (expressed in US dollars) was 79.02%, the highest since inception of the index in […]

Investor Principles – Top Tips for 2010

I remind myself often: I am an investor not a speculator. I am an investor. I do not trade my assets frequently. That’s speculation, not investing. I am also a saver, fuelling my investments with continuous savings from current income. I know that every kind of asset entails risk – even cash, which can be […]