Category Archives: Financial Planning

Advice and posts on Financial Planning

Top tips for staying calm in today’s markets

Financial Traps

At times like this, it is worth reminding ourselves that it is this very uncertainty of shorter-term market outcomes that delivers investors with returns above those of bank deposits. This allows us to grow our purchasing power over time. In the case of equities, this uncertainty can be high as the market adjusts its view of long-term […]

Stock market returns regardless of who lives at Number 10

Stock market returns regardless of who lives at Number 10

Boris Johnson has replaced Theresa May as the UK’s Prime Minister and it’s an opportune time to remind ourselves that in the long-term stock markets provide investment returns regardless of who lives at Number 10. Our election blog post (May 2017) illustrated why trying to make investment decisions based upon political speculation is unlikely to […]

Here’s the Prescription

As much as I value the unfettered access to information the internet provides, I recognise the potential harm that too much information can cause. Take, for example, a friend of mine, who was experiencing some troubling medical symptoms. Typing her symptoms into a search engine led to an evening of research and mounting consternation. By […]

Moving on from the Bank of Mum and Dad

The Bank of Mum and Dad

An American study has found around two-thirds of wealthy families lose their wealth by the second generation. The same study reported it took less than 20 days for the average inheritance recipient to splurge on a new car. A significant challenge facing financially successful parents is how they might help their offspring develop positive money […]

Managing Your Financial Settlement

Experiencing personal injury, whether through an accident, illness or medical negligence, is usually unexpected and takes a toll both physically and mentally. The priority has to be for the injured person and their family to gain access to local support, medical care and rehabilitation as soon as possible. In cases where a claim may be […]