Lifetime ISA – One for the kids and/or grandkids?

Tuesday 5th December, 2017
School Fees Planning

Since April 2017, you’ve been able to open a Lifetime ISA if you’re aged between 18 and 40. For every £4 you pay in, the government will add £1. You can pay in a maximum of £4,000 a year to receive the £1,000 bonus from the government, which will be added at the end of […]

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‘Pack up your troubles… and smile, smile, smile…’

Saturday 2nd December, 2017
‘Pack up your troubles... and smile, smile, smile…’

Modern life provides us – some would say swamps us – with so much news, information and punditry, which focuses on the here-and-now, that it is easy to be overwhelmed with the feeling of doom and gloom. The list of things to concern us is long and worrisome; Donald Trump leading the free world, a […]

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Next Stockmarket Crisis – Past Lessons

Wednesday 29th November, 2017
Next Stockmarket Crisis - Past Lessons

We have now moved beyond the 10-year anniversary of when, in early October 2007, the S&P 500 Index hit what was its highest point before losing more than half its value over the next year and a half during the global financial crisis.

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UK Budget November 2017

Friday 24th November, 2017
What is a financial adviser for?

A politically safe budget. Having been rebuffed by younger voters in the June general election, the Government is understandably concerned to be seen to be addressing their needs, and this was reflected in the Chancellor’s November Budget announcements.

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Wealthflow ongoing governance of the investment process

Thursday 5th October, 2017
Time to Reflect and Plan Ahead

For investors who adopt a systematic buy-hold-rebalance approach to investing, it can be tempting to question why the portfolio seems to be largely unchanged from one period to the next and what the firm is doing for its fee. Let’s consider this.

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